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About NAAC

The NAAC is committed to helping people in underserved communities realize lifelong Financial Stability

Financial Health

Use financial education to create a solid foundation you can rely on going forward. Establish credit and create a budget to manage your cash flow and save for important financial events like homeownership or starting a small business.



Creating a path to sustainable homeownership is the most significant opportunity to generate wealth for most Americans. Our HUD approved counselors will guide you every step of the way, including connecting you to the right financial resources to help you make your dream of homeownership a reality.


Small Business

We are a Community Financial Development Institution (CDFI) and a Small Business Administration (SBA) Intermediary.  We can help qualified small business applicants secure loans directly from our CDFI or connect you to additional sources of capital. 

We are here for you

The NAAC has the People and Programs to support you

  • Broadband Access
  • Utilities (Low Income Program)
  • Credit Analysis
  • Budget Review
  • Loss Mitigation Assistance
  • Foreclosure Prevention
  • Transition Assistance

  • Homebuyer Counseling
  • Credit Counseling
  • Down Payment Assistance
  • Mortgage Counseling

  • Business 101
  • Access to Capital
  • Technical Assistance
  • Business Development Networking Assistance

How we use People, Process, and Technology in our commitment to support you

  • Leadership with nationwide network and clout with regulators, legislators, and corporate America
  • Diverse board members with broad expertise
  • Experienced Counselors and Loan Underwriters
  • Strategic Partnership with National Diversity Coalition (NDC)
  • Partnerships with various local and national organizations with scale
  • HUD Approved Homebuying process
  • Small Business Lending
  • Lending Front: Small Business Lending Platform
  • Counselor Max: Housing Counseling Management System
  • NAAC WebApp 90407
  • Google SEO
  • eCredable Lift: Credit Building for Consumers
  • eCredable Lift for Business: Credit Building for Small Business
  • eCredable LiftLocker: Digital Financial Advisor support your Homebuying Journey
  • Digital banking platform
  • EverFi: Small Business Training
  • FDIC Smart Money
  • Framework
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